Punjab National Bank Travel Signature Credit CardHdfc Diners Club Black Metal Edition Credit Card

Side-by-side comparison of fees, rewards, benefits & more

Punjab National Bank Travel Signature Credit Card

Punjab National Bank Travel Signature Credit Card

Punjab National Bank

4/5
Hdfc Diners Club Black Metal Edition Credit Card

Hdfc Diners Club Black Metal Edition Credit Card

HDFC Bank

4.5/5
Recommended
Feature
Punjab National Bank Travel Signature Credit Card
Hdfc Diners Club Black Metal Edition Credit Card
Bank / Issuer
Punjab National Bank
HDFC Bank
Card Network
Visa
Visa
Card Type
Premium
premium
Annual Fee
₹2,500 + GST
₹10,000 + GST
Joining Fee
₹2,500 + GST
First Year Fee
₹2,500 + GST
₹10,000 + GST
Fee Waiver Condition
Spend ₹4 lakh in a year
Annual fee waived on spends of ₹8 Lakhs or more in the preceding 12 months.
Contactless Payment
Effectively Free

Punjab National Bank Travel Signature Credit Card — Key Features

  • Lounge access on eligible airports
  • Travel insurance and concierge support

Punjab National Bank Travel Signature Credit Card — Benefits

  • Milestone travel vouchers and bonus points

Fee & Charges Summary

Punjab National Bank Travel Signature Credit Card

Interest3.7% per month
Late Payment FeeAs per statement amount slab

Hdfc Diners Club Black Metal Edition Credit Card

Interest Rate1.99% per month
Cash Advance Fee2.5% or ₹500
Reward Redemption FeeNil

Punjab National Bank Travel Signature Credit Card — Highlights

  • Complimentary airport lounge access
  • Travel bookings reward acceleration

Hdfc Diners Club Black Metal Edition Credit Card — Highlights

  • Unlimited complimentary domestic and international lounge access for primary and add-on members.
  • 5 Reward Points for every ₹150 spent (1 RP = ₹1 for flights/hotels)
  • Up to 10X Reward Points on travel and shopping via HDFC SmartBuy.
  • 2X Reward Points on weekend dining (capped at 1,000 RP per day).
  • 6 complimentary golf games per quarter at premium courses worldwide.

Frequently Asked Questions

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Punjab National Bank Travel Signature Credit Card vs Hdfc Diners Club Black Metal Edition Credit Card 2026 | Compare Annual Fee, Rewards & Benefits