State Bank of India Shopping Plus Credit CardPunjab National Bank Travel Signature Credit Card

Side-by-side comparison of fees, rewards, benefits & more

State Bank of India Shopping Plus Credit Card

State Bank of India Shopping Plus Credit Card

State Bank of India

4.5/5
Recommended
Punjab National Bank Travel Signature Credit Card

Punjab National Bank Travel Signature Credit Card

Punjab National Bank

4/5
Feature
State Bank of India Shopping Plus Credit Card
Punjab National Bank Travel Signature Credit Card
Bank / Issuer
State Bank of India
Punjab National Bank
Card Network
Mastercard
Visa
Card Type
Mid
Premium
Annual Fee
₹999 + GST
₹2,500 + GST
Joining Fee
₹999 + GST
₹2,500 + GST
First Year Fee
₹999 + GST
₹2,500 + GST
Fee Waiver Condition
Spend ₹2 lakh in a year
Spend ₹4 lakh in a year
Contactless Payment
Effectively Free

State Bank of India Shopping Plus Credit Card — Key Features

  • Reward multiplier on online transactions
  • EMI conversion on big purchases

Punjab National Bank Travel Signature Credit Card — Key Features

  • Lounge access on eligible airports
  • Travel insurance and concierge support

State Bank of India Shopping Plus Credit Card — Benefits

  • Annual savings through merchant offers

Punjab National Bank Travel Signature Credit Card — Benefits

  • Milestone travel vouchers and bonus points

Fee & Charges Summary

State Bank of India Shopping Plus Credit Card

Interest3.6% per month
Late Payment FeeAs per statement amount slab

Punjab National Bank Travel Signature Credit Card

Interest3.7% per month
Late Payment FeeAs per statement amount slab

State Bank of India Shopping Plus Credit Card — Highlights

  • Accelerated points on shopping categories
  • Partner-brand offers and coupons

Punjab National Bank Travel Signature Credit Card — Highlights

  • Complimentary airport lounge access
  • Travel bookings reward acceleration

Frequently Asked Questions

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State Bank of India Shopping Plus Credit Card vs Punjab National Bank Travel Signature Credit Card 2026 | Compare Annual Fee, Rewards & Benefits