Nainital Bank Fuel and Utility Credit CardHdfc Diners Club Black Metal Edition Credit Card
Side-by-side comparison of fees, rewards, benefits & more
Nainital Bank Fuel and Utility Credit Card
Nainital Bank
4.2/5
Hdfc Diners Club Black Metal Edition Credit Card
HDFC Bank
4.5/5
Feature
Nainital Bank Fuel and Utility Credit Card
Hdfc Diners Club Black Metal Edition Credit Card
Bank / Issuer
Nainital Bank
HDFC Bank
Card Network
RuPay
Visa
Card Type
Entry
premium
Annual Fee
₹499 + GST
₹10,000 + GST
Joining Fee
₹499 + GST
—
First Year Fee
₹499 + GST
₹10,000 + GST
Fee Waiver Condition
Spend ₹1 lakh in a year
Annual fee waived on spends of ₹8 Lakhs or more in the preceding 12 months.
Contactless Payment
Effectively Free
Nainital Bank Fuel and Utility Credit Card — Key Features
- Monthly savings on recurring bills
- Low fee with spend-based waiver
Nainital Bank Fuel and Utility Credit Card — Benefits
- Predictable monthly statement savings
Fee & Charges Summary
Nainital Bank Fuel and Utility Credit Card
| Interest | 3.4% per month |
| Late Payment Fee | As per statement amount slab |
Hdfc Diners Club Black Metal Edition Credit Card
| Interest Rate | 1.99% per month |
| Cash Advance Fee | 2.5% or ₹500 |
| Reward Redemption Fee | Nil |
Nainital Bank Fuel and Utility Credit Card — Highlights
- Fuel surcharge waiver at partner pumps
- Cashback on utility and telecom bills
Hdfc Diners Club Black Metal Edition Credit Card — Highlights
- Unlimited complimentary domestic and international lounge access for primary and add-on members.
- 5 Reward Points for every ₹150 spent (1 RP = ₹1 for flights/hotels)
- Up to 10X Reward Points on travel and shopping via HDFC SmartBuy.
- 2X Reward Points on weekend dining (capped at 1,000 RP per day).
- 6 complimentary golf games per quarter at premium courses worldwide.
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