State Bank of India Smart Cashback Credit CardHdfc Millennia Credit Card
Side-by-side comparison of fees, rewards, benefits & more
State Bank of India Smart Cashback Credit Card
State Bank of India
4.3/5
Hdfc Millennia Credit Card
HDFC Bank
3.5/5
Feature
State Bank of India Smart Cashback Credit Card
Hdfc Millennia Credit Card
Bank / Issuer
State Bank of India
HDFC Bank
Card Network
Mastercard
Visa
Card Type
Entry
premium
Annual Fee
₹499 + GST
Rs. 1,000 + GST
Joining Fee
₹499 + GST
₹499 + GST
First Year Fee
₹499 + GST
₹ 1500
Fee Waiver Condition
Spend ₹1 lakh in a year
(Waived off on spending Rs. 1 lakh in the previous year)
Contactless Payment
Effectively Free
State Bank of India Smart Cashback Credit Card — Key Features
- Cashback credited monthly
- Milestone spend fee waiver
State Bank of India Smart Cashback Credit Card — Benefits
- Easy-to-track savings on regular expenses
Fee & Charges Summary
State Bank of India Smart Cashback Credit Card
| Interest | 3.5% per month |
| Late Payment Fee | As per statement amount slab |
Hdfc Millennia Credit Card
| Fee | 499 |
State Bank of India Smart Cashback Credit Card — Highlights
- Flat cashback on eligible spends
- Extra benefits on utility payments
Hdfc Millennia Credit Card — Highlights
- 5% cashback on popular everyday brands's
- 1,000 bonus points on card activation's
- Up to 10% off on partner restaurants's
- Joining Fee: ₹1,000+ Taxes
- Annual/Renewal Fee: ₹1,000+ Taxes
Frequently Asked Questions
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