State Bank of India Smart Cashback Credit CardState Bank of India Shopping Plus Credit Card
Side-by-side comparison of fees, rewards, benefits & more
State Bank of India Smart Cashback Credit Card
State Bank of India
4.3/5
State Bank of India Shopping Plus Credit Card
State Bank of India
4.5/5
Feature
State Bank of India Smart Cashback Credit Card
State Bank of India Shopping Plus Credit Card
Bank / Issuer
State Bank of India
State Bank of India
Card Network
Mastercard
Mastercard
Card Type
Entry
Mid
Annual Fee
₹499 + GST
₹999 + GST
Joining Fee
₹499 + GST
₹999 + GST
First Year Fee
₹499 + GST
₹999 + GST
Fee Waiver Condition
Spend ₹1 lakh in a year
Spend ₹2 lakh in a year
Contactless Payment
Effectively Free
State Bank of India Smart Cashback Credit Card — Key Features
- Cashback credited monthly
- Milestone spend fee waiver
State Bank of India Shopping Plus Credit Card — Key Features
- Reward multiplier on online transactions
- EMI conversion on big purchases
State Bank of India Smart Cashback Credit Card — Benefits
- Easy-to-track savings on regular expenses
State Bank of India Shopping Plus Credit Card — Benefits
- Annual savings through merchant offers
Fee & Charges Summary
State Bank of India Smart Cashback Credit Card
| Interest | 3.5% per month |
| Late Payment Fee | As per statement amount slab |
State Bank of India Shopping Plus Credit Card
| Interest | 3.6% per month |
| Late Payment Fee | As per statement amount slab |
State Bank of India Smart Cashback Credit Card — Highlights
- Flat cashback on eligible spends
- Extra benefits on utility payments
State Bank of India Shopping Plus Credit Card — Highlights
- Accelerated points on shopping categories
- Partner-brand offers and coupons
Frequently Asked Questions
People Also Compare
Tata Neu Plus Hdfc Bank Credit Card vs Hdfc Regalia Gold Credit CardTata Neu Plus Hdfc Bank Credit Card vs Hdfc Diners Club Black Metal Edition Credit CardTata Neu Plus Hdfc Bank Credit Card vs Hdfc Millennia Credit CardTata Neu Plus Hdfc Bank Credit Card vs Punjab National Bank Travel Signature Credit CardTata Neu Plus Hdfc Bank Credit Card vs Jammu & Kashmir Bank Smart Cashback Credit CardTata Neu Plus Hdfc Bank Credit Card vs Jammu & Kashmir Bank Shopping Plus Credit Card