State Bank of India Smart Cashback Credit CardState Bank of India Shopping Plus Credit Card
Side-by-side comparison of fees, rewards, benefits & more
State Bank of India Smart Cashback Credit Card
State Bank of India
4.3/5
State Bank of India Shopping Plus Credit Card
State Bank of India
4.5/5
Feature
State Bank of India Smart Cashback Credit Card
State Bank of India Shopping Plus Credit Card
Bank / Issuer
State Bank of India
State Bank of India
Card Network
Mastercard
Mastercard
Card Type
Entry
Mid
Annual Fee
₹499 + GST
₹999 + GST
Joining Fee
₹499 + GST
₹999 + GST
First Year Fee
₹499 + GST
₹999 + GST
Fee Waiver Condition
Spend ₹1 lakh in a year
Spend ₹2 lakh in a year
Contactless Payment
Effectively Free
State Bank of India Smart Cashback Credit Card — Key Features
- Cashback credited monthly
- Milestone spend fee waiver
State Bank of India Shopping Plus Credit Card — Key Features
- Reward multiplier on online transactions
- EMI conversion on big purchases
State Bank of India Smart Cashback Credit Card — Benefits
- Easy-to-track savings on regular expenses
State Bank of India Shopping Plus Credit Card — Benefits
- Annual savings through merchant offers
Fee & Charges Summary
State Bank of India Smart Cashback Credit Card
| Interest | 3.5% per month |
| Late Payment Fee | As per statement amount slab |
State Bank of India Shopping Plus Credit Card
| Interest | 3.6% per month |
| Late Payment Fee | As per statement amount slab |
State Bank of India Smart Cashback Credit Card — Highlights
- Flat cashback on eligible spends
- Extra benefits on utility payments
State Bank of India Shopping Plus Credit Card — Highlights
- Accelerated points on shopping categories
- Partner-brand offers and coupons
Frequently Asked Questions
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