Loans
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Today's Edition
Monday, 20 April 2026
3 premium articles
◆3 topics
Today's Edition
Monday, 20 April 2026
The Reserve Bank of India intensified scrutiny of unsecured lending, reviewing whether bank risk weights applied to credit cards and personal loans remain adequate given rising delinquency indicators in the current high-interest environment.
The Reserve Bank of India doubled the collateral-free loan limit for Micro, Small and Medium Enterprises from ₹10 lakh to ₹20 lakh, giving a major boost to small businesses struggling with higher input costs from the oil shock.
A new RBI study shows 11% of personal loan borrowers in India are taking loans to cover healthcare costs — rising to 14% in metros — highlighting dangerous gaps in health insurance coverage among middle-income households.
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