Hum Hai Na — Banking made simple
ICICI Bank provides innovative banking solutions with one of the largest branch and ATM networks in India. Enjoy seamless digital banking with iMobile Pay.
4.5 Cr+ customers
iMobile Pay super app
Up to 7.10% FD rates
4.0%
Savings Rate
₹0
Min Balance
Core Account Features
Account Type
Mine Savings Account with personalized banking
Minimum Balance
₹0 for Insta Save, ₹10,000 for regular savings
Interest Rate
Earn up to 3.50% p.a. on your savings balance
Account Types
Insta Save Account
Savings A/cMonthly deposit — Unlimited
Zero balance account — ✅
Annual Program Fees — ₹0
Digital Fund Transfer — Free
Funding during a/c opening — ₹0
Virtual Debit Card — Free
Mine Savings
Savings A/cMonthly deposit — Unlimited
Minimum balance — ₹10,000
Annual Program Fees — ₹0
NEFT/RTGS/IMPS — Free
Cheque book — Free
Coral Debit Card — Free
Current Account
Current A/cMonthly deposit — Unlimited
Minimum balance — ₹25,000
Annual Program Fees — ₹0
NEFT/RTGS — Free
Cash deposit — Up to ₹5L free
Business Debit Card — Free
Debit Cards
Virtual Debit Card
FREE and instant activation via iMobile Pay. Use for all online transactions securely. No waiting period — shop online immediately after account opening.
Physical Debit Card
Free Coral Debit Card with regular savings. Premium Rubyx card available for ₹499/year with enhanced rewards and lounge access.
Shopping Benefits
SAVE
ICICI Reward Portal
Unlock exclusive offers and cashback through ICICI's extensive partner network. Turn everyday spends into rewards with your ICICI debit card.
Amazon
Up to 10% instant discount on select products
Myntra
Extra cashback during End of Reason Sale events
BookMyShow
Buy 1 Get 1 free on movie tickets every weekend
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