The Banker to Every Indian
State Bank of India is the largest public sector bank with over 22,000 branches. Trusted by 50 crore+ customers for savings, loans, and government services.
50 Cr+ active customers
Largest branch network
Up to 7.50% FD rates
4.0%
Savings Rate
₹0
Min Balance
Core Account Features
Account Type
Basic Savings Bank Deposit Account — fully digital
Minimum Balance
₹0 for BSBDA, ₹3,000 for regular savings (metro)
Interest Rate
Earn up to 2.70% p.a. on savings, competitive FD rates
Account Types
BSBDA Account
Savings A/cMonthly deposit — Unlimited
Zero balance account — ✅
Annual Program Fees — ₹0
Digital Fund Transfer — Free
Funding during a/c opening — ₹0
Virtual Debit Card — Free
Regular Savings
Savings A/cMonthly deposit — Unlimited
Minimum balance — ₹3,000
Annual Program Fees — ₹0
NEFT/RTGS/IMPS — Free
Cheque book — 10 leaves free
Classic Debit Card — Free
Current Account
Current A/cMonthly deposit — Unlimited
Minimum balance — ₹10,000
Annual Program Fees — ₹0
NEFT/RTGS — Free
Cash deposit — Free at home branch
Business Debit Card — Free
Debit Cards
Virtual Debit Card
FREE virtual card via YONO app. Instantly use for online shopping and bill payments. Secure tokenized transactions for peace of mind.
Physical Debit Card
Free Classic Debit Card with every savings account. Upgrade to Global Card for international usage at ₹350/year + GST.
Shopping Benefits
SAVE
SBI Rewardz Portal
Earn reward points on every transaction and redeem across 100+ partner brands. SBI Rewardz makes your banking truly rewarding.
Amazon
Flat 5% instant discount with SBI debit cards
Flipkart
Extra 10% off during Big Billion Days
IRCTC
Convenient rail ticket booking with cashback offers
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