AU Small Finance Bank Secured Starter Credit CardIDBI Bank Fuel and Utility Credit Card
Side-by-side comparison of fees, rewards, benefits & more
AU Small Finance Bank Secured Starter Credit Card
AU Small Finance Bank
4.1/5
IDBI Bank Fuel and Utility Credit Card
IDBI Bank
4.7/5
Feature
AU Small Finance Bank Secured Starter Credit Card
IDBI Bank Fuel and Utility Credit Card
Bank / Issuer
AU Small Finance Bank
IDBI Bank
Card Network
RuPay
RuPay
Card Type
Entry
Entry
Annual Fee
₹299 + GST
₹499 + GST
Joining Fee
₹299 + GST
₹499 + GST
First Year Fee
₹299 + GST
₹499 + GST
Fee Waiver Condition
Spend ₹1 lakh in a year
Spend ₹1 lakh in a year
Contactless Payment
Effectively Free
AU Small Finance Bank Secured Starter Credit Card — Key Features
- Simple reward model
- Credit score building support
IDBI Bank Fuel and Utility Credit Card — Key Features
- Monthly savings on recurring bills
- Low fee with spend-based waiver
AU Small Finance Bank Secured Starter Credit Card — Benefits
- Entry-level rewards with controlled fees
IDBI Bank Fuel and Utility Credit Card — Benefits
- Predictable monthly statement savings
Fee & Charges Summary
AU Small Finance Bank Secured Starter Credit Card
| Interest | 3.5% per month |
| Late Payment Fee | As per statement amount slab |
IDBI Bank Fuel and Utility Credit Card
| Interest | 3.6% per month |
| Late Payment Fee | As per statement amount slab |
AU Small Finance Bank Secured Starter Credit Card — Highlights
- Lower joining barrier
- Helps establish repayment track record
IDBI Bank Fuel and Utility Credit Card — Highlights
- Fuel surcharge waiver at partner pumps
- Cashback on utility and telecom bills
Frequently Asked Questions
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