Capital Small Finance Bank Smart Cashback Credit CardCapital Small Finance Bank Secured Starter Credit Card
Side-by-side comparison of fees, rewards, benefits & more
Capital Small Finance Bank Smart Cashback Credit Card
Capital Small Finance Bank
4.7/5
Capital Small Finance Bank Secured Starter Credit Card
Capital Small Finance Bank
4.5/5
Feature
Capital Small Finance Bank Smart Cashback Credit Card
Capital Small Finance Bank Secured Starter Credit Card
Bank / Issuer
Capital Small Finance Bank
Capital Small Finance Bank
Card Network
RuPay
Mastercard
Card Type
Entry
Entry
Annual Fee
₹499 + GST
₹299 + GST
Joining Fee
₹499 + GST
₹299 + GST
First Year Fee
₹499 + GST
₹299 + GST
Fee Waiver Condition
Spend ₹1 lakh in a year
Spend ₹1 lakh in a year
Contactless Payment
Effectively Free
Capital Small Finance Bank Smart Cashback Credit Card — Key Features
- Cashback credited monthly
- Milestone spend fee waiver
Capital Small Finance Bank Secured Starter Credit Card — Key Features
- Simple reward model
- Credit score building support
Capital Small Finance Bank Smart Cashback Credit Card — Benefits
- Easy-to-track savings on regular expenses
Capital Small Finance Bank Secured Starter Credit Card — Benefits
- Entry-level rewards with controlled fees
Fee & Charges Summary
Capital Small Finance Bank Smart Cashback Credit Card
| Interest | 3.8% per month |
| Late Payment Fee | As per statement amount slab |
Capital Small Finance Bank Secured Starter Credit Card
| Interest | 3.8% per month |
| Late Payment Fee | As per statement amount slab |
Capital Small Finance Bank Smart Cashback Credit Card — Highlights
- Flat cashback on eligible spends
- Extra benefits on utility payments
Capital Small Finance Bank Secured Starter Credit Card — Highlights
- Lower joining barrier
- Helps establish repayment track record
Frequently Asked Questions
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