IDBI Bank Fuel and Utility Credit CardAU Small Finance Bank Smart Cashback Credit Card
Side-by-side comparison of fees, rewards, benefits & more
IDBI Bank Fuel and Utility Credit Card
IDBI Bank
4.7/5
AU Small Finance Bank Smart Cashback Credit Card
AU Small Finance Bank
4.1/5
Feature
IDBI Bank Fuel and Utility Credit Card
AU Small Finance Bank Smart Cashback Credit Card
Bank / Issuer
IDBI Bank
AU Small Finance Bank
Card Network
RuPay
Mastercard
Card Type
Entry
Entry
Annual Fee
₹499 + GST
₹499 + GST
Joining Fee
₹499 + GST
₹499 + GST
First Year Fee
₹499 + GST
₹499 + GST
Fee Waiver Condition
Spend ₹1 lakh in a year
Spend ₹1 lakh in a year
Contactless Payment
Effectively Free
IDBI Bank Fuel and Utility Credit Card — Key Features
- Monthly savings on recurring bills
- Low fee with spend-based waiver
AU Small Finance Bank Smart Cashback Credit Card — Key Features
- Cashback credited monthly
- Milestone spend fee waiver
IDBI Bank Fuel and Utility Credit Card — Benefits
- Predictable monthly statement savings
AU Small Finance Bank Smart Cashback Credit Card — Benefits
- Easy-to-track savings on regular expenses
Fee & Charges Summary
IDBI Bank Fuel and Utility Credit Card
| Interest | 3.6% per month |
| Late Payment Fee | As per statement amount slab |
AU Small Finance Bank Smart Cashback Credit Card
| Interest | 3.7% per month |
| Late Payment Fee | As per statement amount slab |
IDBI Bank Fuel and Utility Credit Card — Highlights
- Fuel surcharge waiver at partner pumps
- Cashback on utility and telecom bills
AU Small Finance Bank Smart Cashback Credit Card — Highlights
- Flat cashback on eligible spends
- Extra benefits on utility payments
Frequently Asked Questions
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