IDBI Bank Shopping Plus Credit CardIDBI Bank Travel Signature Credit Card

Side-by-side comparison of fees, rewards, benefits & more

IDBI Bank Shopping Plus Credit Card

IDBI Bank

4.4/5

Recommended

IDBI Bank Travel Signature Credit Card

IDBI Bank

4.8/5

Recommended

Feature

IDBI Bank Shopping Plus Credit Card

IDBI Bank Travel Signature Credit Card

Bank / Issuer

IDBI Bank

Card Network

RuPay

Mastercard

Card Type

Mid

Premium

Annual Fee

₹999 + GST

₹2,500 + GST

Joining Fee

₹999 + GST

₹2,500 + GST

First Year Fee

₹999 + GST

₹2,500 + GST

Fee Waiver Condition

Spend ₹2 lakh in a year

Spend ₹4 lakh in a year

Contactless Payment

Effectively Free

IDBI Bank Shopping Plus Credit Card — Key Features

Reward multiplier on online transactions
EMI conversion on big purchases

IDBI Bank Travel Signature Credit Card — Key Features

Lounge access on eligible airports
Travel insurance and concierge support

IDBI Bank Shopping Plus Credit Card — Benefits

Annual savings through merchant offers

IDBI Bank Travel Signature Credit Card — Benefits

Milestone travel vouchers and bonus points

Fee & Charges Summary

IDBI Bank Shopping Plus Credit Card

Interest	3.5% per month
Late Payment Fee	As per statement amount slab

IDBI Bank Travel Signature Credit Card

Interest	3.7% per month
Late Payment Fee	As per statement amount slab

IDBI Bank Shopping Plus Credit Card — Highlights

Accelerated points on shopping categories
Partner-brand offers and coupons

IDBI Bank Travel Signature Credit Card — Highlights

Complimentary airport lounge access
Travel bookings reward acceleration

Frequently Asked Questions

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