Nainital Bank Shopping Plus Credit CardNainital Bank Smart Cashback Credit Card
Side-by-side comparison of fees, rewards, benefits & more
Nainital Bank Shopping Plus Credit Card
Nainital Bank
4.8/5
Nainital Bank Smart Cashback Credit Card
Nainital Bank
4.4/5
Feature
Nainital Bank Shopping Plus Credit Card
Nainital Bank Smart Cashback Credit Card
Bank / Issuer
Nainital Bank
Nainital Bank
Card Network
Visa
Mastercard
Card Type
Mid
Entry
Annual Fee
₹999 + GST
₹499 + GST
Joining Fee
₹999 + GST
₹499 + GST
First Year Fee
₹999 + GST
₹499 + GST
Fee Waiver Condition
Spend ₹2 lakh in a year
Spend ₹1 lakh in a year
Contactless Payment
Effectively Free
Nainital Bank Shopping Plus Credit Card — Key Features
- Reward multiplier on online transactions
- EMI conversion on big purchases
Nainital Bank Smart Cashback Credit Card — Key Features
- Cashback credited monthly
- Milestone spend fee waiver
Nainital Bank Shopping Plus Credit Card — Benefits
- Annual savings through merchant offers
Nainital Bank Smart Cashback Credit Card — Benefits
- Easy-to-track savings on regular expenses
Fee & Charges Summary
Nainital Bank Shopping Plus Credit Card
| Interest | 3.4% per month |
| Late Payment Fee | As per statement amount slab |
Nainital Bank Smart Cashback Credit Card
| Interest | 3.7% per month |
| Late Payment Fee | As per statement amount slab |
Nainital Bank Shopping Plus Credit Card — Highlights
- Accelerated points on shopping categories
- Partner-brand offers and coupons
Nainital Bank Smart Cashback Credit Card — Highlights
- Flat cashback on eligible spends
- Extra benefits on utility payments
Frequently Asked Questions
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