Nainital Bank Travel Signature Credit CardDCB Bank Smart Cashback Credit Card
Side-by-side comparison of fees, rewards, benefits & more
Nainital Bank Travel Signature Credit Card
Nainital Bank
4.6/5
DCB Bank Smart Cashback Credit Card
DCB Bank
4.6/5
Feature
Nainital Bank Travel Signature Credit Card
DCB Bank Smart Cashback Credit Card
Bank / Issuer
Nainital Bank
DCB Bank
Card Network
Mastercard
Mastercard
Card Type
Premium
Entry
Annual Fee
₹2,500 + GST
₹499 + GST
Joining Fee
₹2,500 + GST
₹499 + GST
First Year Fee
₹2,500 + GST
₹499 + GST
Fee Waiver Condition
Spend ₹4 lakh in a year
Spend ₹1 lakh in a year
Contactless Payment
Effectively Free
Nainital Bank Travel Signature Credit Card — Key Features
- Lounge access on eligible airports
- Travel insurance and concierge support
DCB Bank Smart Cashback Credit Card — Key Features
- Cashback credited monthly
- Milestone spend fee waiver
Nainital Bank Travel Signature Credit Card — Benefits
- Milestone travel vouchers and bonus points
DCB Bank Smart Cashback Credit Card — Benefits
- Easy-to-track savings on regular expenses
Fee & Charges Summary
Nainital Bank Travel Signature Credit Card
| Interest | 3.6% per month |
| Late Payment Fee | As per statement amount slab |
DCB Bank Smart Cashback Credit Card
| Interest | 3.7% per month |
| Late Payment Fee | As per statement amount slab |
Nainital Bank Travel Signature Credit Card — Highlights
- Complimentary airport lounge access
- Travel bookings reward acceleration
DCB Bank Smart Cashback Credit Card — Highlights
- Flat cashback on eligible spends
- Extra benefits on utility payments
Frequently Asked Questions
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