Punjab National Bank Fuel and Utility Credit CardNainital Bank Fuel and Utility Credit Card

Side-by-side comparison of fees, rewards, benefits & more

Punjab National Bank Fuel and Utility Credit Card

Punjab National Bank Fuel and Utility Credit Card

Punjab National Bank

4.8/5
Recommended
Nainital Bank Fuel and Utility Credit Card

Nainital Bank Fuel and Utility Credit Card

Nainital Bank

4.2/5
Feature
Punjab National Bank Fuel and Utility Credit Card
Nainital Bank Fuel and Utility Credit Card
Bank / Issuer
Punjab National Bank
Nainital Bank
Card Network
Mastercard
RuPay
Card Type
Entry
Entry
Annual Fee
₹499 + GST
₹499 + GST
Joining Fee
₹499 + GST
₹499 + GST
First Year Fee
₹499 + GST
₹499 + GST
Fee Waiver Condition
Spend ₹1 lakh in a year
Spend ₹1 lakh in a year
Contactless Payment
Effectively Free

Punjab National Bank Fuel and Utility Credit Card — Key Features

  • Monthly savings on recurring bills
  • Low fee with spend-based waiver

Nainital Bank Fuel and Utility Credit Card — Key Features

  • Monthly savings on recurring bills
  • Low fee with spend-based waiver

Punjab National Bank Fuel and Utility Credit Card — Benefits

  • Predictable monthly statement savings

Nainital Bank Fuel and Utility Credit Card — Benefits

  • Predictable monthly statement savings

Fee & Charges Summary

Punjab National Bank Fuel and Utility Credit Card

Interest3.8% per month
Late Payment FeeAs per statement amount slab

Nainital Bank Fuel and Utility Credit Card

Interest3.4% per month
Late Payment FeeAs per statement amount slab

Punjab National Bank Fuel and Utility Credit Card — Highlights

  • Fuel surcharge waiver at partner pumps
  • Cashback on utility and telecom bills

Nainital Bank Fuel and Utility Credit Card — Highlights

  • Fuel surcharge waiver at partner pumps
  • Cashback on utility and telecom bills

Frequently Asked Questions

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Punjab National Bank Fuel and Utility Credit Card vs Nainital Bank Fuel and Utility Credit Card 2026 | Compare Annual Fee, Rewards & Benefits